Alexa's banking skills can be incredibly convenient, letting you manage your finances with just your voice. Here's a breakdown of what you can generally expect:

What You Can Do:

• Account Balances: The most common and useful feature. You can ask for the balance of your checking, savings, credit card, or other linked accounts. Example: "Alexa, what's my checking account balance?" or "Alexa, how much do I owe on my credit card?"


• Recent Transactions: Find out where you recently spent money. Example: "Alexa, what are my recent transactions?" or "Alexa, what did I spend at [Store Name]?"


• Bill Payments: Some banks allow you to pay bills through Alexa. You'll likely need to set up payees in advance through your bank's website or app. Example: "Alexa, pay my [Company Name] bill." or "Alexa, pay $50 to [Company Name]."


• Transfer Funds: Move money between your accounts. Example: "Alexa, transfer $100 from checking to savings."


• Budgeting and Financial Tracking: Some banks and third-party skills integrate with budgeting apps to provide insights into your spending habits. Example: "Alexa, how much have I spent on groceries this month?"


• Savings Goals: Some integrations let you track progress towards savings goals. Example: "Alexa, how close am I to my vacation savings goal?"


• Alerts and Notifications: Get notified about low balances, upcoming bill due dates, or unusual transactions. This is often configured within the banking skill's settings.


• Find ATMs or Bank Branches: "Alexa, find the nearest [Bank Name] ATM." or "Alexa, find a [Bank Name] branch nearby."


• Contact Customer Service: Some skills may offer a way to contact customer service through Alexa.


• Check Credit Score: Some services like Credit One offer integration to check your credit score.

• Check with Your Bank: The first step is to find out if your bank offers an Alexa skill. Not all banks do. Look on your bank's website, search the Alexa Skills Store, or contact your bank's customer service.


• Enable the Skill: In the Alexa app, search for your bank's skill and enable it.


• Link Your Account: Follow the instructions in the Alexa app to link your bank account(s) to the skill. This usually involves entering your online banking credentials (username and password).


• Set Up a Voice PIN (Highly Recommended): For security, always set up a voice PIN. This requires you to speak a specific code before Alexa can access your financial information. This prevents unauthorized access if someone else uses your Alexa device.


• Discover Commands: Once linked, explore the specific commands your bank's skill supports. You can usually say, "Alexa, ask [Bank Name] for help" to see a list of available commands.

• Voice PIN is Crucial: As mentioned above, always use a voice PIN.


• Secure Your Alexa Device: Make sure your Alexa device is in a secure location where others can't easily overhear your financial information.


• Review Permissions: Be careful about granting excessive permissions to any Alexa skill.


• Regularly Monitor Your Accounts: Even with security measures, it's always a good idea to regularly check your bank statements and online accounts for any unauthorized activity.


• Privacy Settings: Check your Alexa app's privacy settings to manage voice recordings and data usage.


• Beware of Phishing: Be wary of any emails or calls that ask for your Alexa or bank credentials. Banks will not typically ask for this information through these channels.


• Skill Permissions: Double-check the permissions you grant to any banking skill. Ensure they are only accessing necessary data.

• Capital One


• Discover


• American Express


• TD Bank


• USAA


• Fifth Third Bank


• Bank of America (limited functionality)


• Credit One

• Functionality Varies: The specific features and capabilities of each bank's Alexa skill will vary.


• Third-Party Skills: Be extremely cautious about using third-party skills that claim to access your bank accounts. Stick with skills officially offered by your bank.


• Security is Paramount: Prioritize security and be aware of the risks involved in using voice-activated financial services.